Besides working on books, I’m also a programmer with a day job who enjoys trading crypto.

Below are some of my favorite tools and services. I’ve attached my affiliate ID to most of the links, so if you end up signing up for anything we both get something out of it. I’m only recommending things that I use myself.

Crypto Basics

Since Bitcoin was but a glimmer in Satoshi Nakamoto‘s eye the buy and hold strategy has been the best investment anybody could have made. This comes with the major caveat that the risk is also higher than almost any other investment class. There’s lots of good information out there explained by finance people way smarter than me, such as Graham Stephan, so I’ll leave that part to the YouTubers. Pump and dump scams are real, this space is the wild west.

The world of crypto, NFTs, Decentralized Finance, and blockchain technology is fascinating and fun!

As an enthusiast, I thought I would provide links for the curious to the services I have personally used. Are these the best sites out there? Who knows, but I’ve found them helpful. Also this information only applies to people living in the US and laws vary from state to state. The following is for informational purposes only. This is not financial advice. It’s a list of tools and services. Use at your own risk.

All the links below contain my affiliate codes. If you decide to sign up for any of the services and use my link we both get something. If you find this information helpful please consider using them!




Coinbase is one of the most user friendly ways to get started buying big name coins. They have BTC and ETH. Their fees are high but they also are a US company traded on the stock exchange, which I think makes them a little safer.

Check it out here.

Buy Riskier is a popular exchange to buy alternate coins. Coinbase is extremely selective in what they list, is less so. I use them to get Tezos ($XTC).

Use my referral link to sign up to and we both get $25. Please read the fine print on their site for details (although I have used a similar code and it worked for me.)




Taxes are no fun but you need to pay them. If you engage in trading, you owe Uncle Sam a cut. This site syncs with your exchange accounts and wallet addresses to generate tax forms for you at the end of the year (along with quite a few other features.)

Check it out here


While it might be tempting to just leave your coins in an exchange, it’s not all that safe. Exchanges have vanished, stolen deposits, or been hacked in the past. The only safe way to hold crypto is by using your own wallets. While the phone apps are fine (I like Coinomi) one of the best options is a hardware wallet from Ledger.

On the other hand, you could go all in on risk and deposit your money in a crypto savings account. There are a bunch of sites offering interest on different types of coins. Hopefully they don’t go belly-up and take all the money with them, but without risk there is no reward.




It’s not safe to use hot storage, meaning wallets where the secret keys could be accessed by a third party over the internet. If you’re interested in HODL (holding) for a long time, Ledger sells hardware wallets which generate the keys inside the internal computer chip. Once they are unplugged from a USB port they are totally cold and your keys are never exposed.

Check them out here (not affiliate)




Crypto interest accounts are a thing and they generally pay quite a bit more than banks. BlockFi is US based and regulated making it about as safe as it gets (which still isn’t super safe.) However, you can earn 4.5% on BTC, 5% on ETH (as of Nov 2021) or 8% on a stablecoin like USDC.

Check it out here.

Grow Riskier



Celsius is very similar to BlockFi but they offer much higher rates on many coins and tokens. They are based in London so US regulations do not apply. It’s possible once laws change this won’t be an option anymore, but I quite like them.


Join Celsius Network using my referral code 103349dc97 when signing up and earn $50 in BTC with your first transfer of $400 or more!


If you really want to make some tendies and you understand how liquidity pools work, you might want to be a crypto farmer. Leveraging everything you have to possibly get enormous returns is yolo gambling to the extreme. If that sentence didn’t already make sense though, you’d better do some research on your own. I am not qualified to explain it, and I don’t do it (too much risk.)

DeFi (Decentralized finance) is super cool though, basically banks operating under computer control with all decisions left up to the program running on the blockchain. I expect this might get regulated into the ground, but again, this is not financial advice.

Usually this involves buying or farming altcoin tokens and using a swap site to extract value from them or a trading platform like Kraken, or an alt coin trading site like PancakeSwap.

I’m not linking anything here, since I don’t use them, but if you ever want to buy tokens (different from coins) this sells them. I can’t vouch for it.

Honorable Mention

I’ve been using SiteGround for web hosting forever and they are a great company.

I’ve recommended this place to lots of my customers. Their tech support is top notch and their WordPress hosting is excellent.

Check them out here.